Laybuy, Afterpay & Instore - Terms and Conditions

Charisma Fashions offer Laybuy and afterpay services.



You will not incur an additional fee when you use Laybuy as your payment method however if you wish to return a purchase made using Laybuy a 5% fee will be deducted from your refund to cover services fees incurred from Laybuy Limited. This 5% Fee is inclusive of GST and will be deducted from the total purchase cost of the items being returned.

This fee will not be incurred if you wish to exchange your return.

Laybuy and Afterpay operate as their own company and any payment queries are to be directed to them.


For any further queries please phone 09 426 6250 or email